Get A Quick Loan
Investment Returns
investment returns
73%
0
K+
Trusted clients
$
0
B+
Assets CAP
0
*
Apple Store 2
0
*
Google Play Store 2
Clear & Competitive Pricing
Maximize your potential with straightforward pricing and exceptional trade executions.
Real Time Market Analysis
Stay ahead of price action with access to actionable market insights, real time trade signals and more.
Professional Trading Platforms
Trade with maximum control on our advanced investment platforms made just for you.
How Much Can You Loan
Use THe Loan Calculator to Know how much you can Borrow
A few FAQs, FYI.
Some frequently asked questions.
What is a Portfolio Line of Credit?
A Portfolio Line of Credit is a margin loan (otherwise known as a securities-backed line of credit), which essentially means you are using the securities in your investment account as collateral for the money you receive. Since the loan is tied directly to your brokerage account, qualification and repayment are generally more flexible and easier than other loans — that’s to say, we know you’re good for the money.
Is the interest rate locked?
No. The interest rate you pay on your loan changes as US interest rates move.
Are there any other risks involved in borrowing?
Here are the other risk factors you should know about:
Margin Risk: When you take out a loan your investments serve as collateral. If the value of your investments falls significantly, you may have to repay some of the loan. Learn more
Liquidation Risk: If the value of your investments falls below the threshold, we may need to sell some of your investments to cover the loan.
I want my money. How do I qualify?
The Portfolio Line of Credit is available for all SwiftRoyals clients with at least $7,500 in a taxable investment account — which can be an individual, joint, or trust account. If you have multiple investing accounts with SwiftRoyals, we will determine your eligibility based on the marginable funds in your taxable accounts. No funds in a tax-advantaged, retirement account or cash account will apply toward your eligibility.
How low will my rate be?
Annual interest rates for the Portfolio Line of Credit are tiered based on the total market value (or net deposits) in your taxable investment accounts. The rates are rolled down to the nearest 0.05% in your favor. Learn more here about how we calculate your interest rates and what tier you fall into.
